You have insurance cover in your superannuation, right? You probably think you’re adequately covered, yet if something were to happen to you, you might be in for an unpleasant surprise – and by then it might be too late.

When done correctly, refinancing can be a very powerful tool for investment however, it is important you consider your choices before jumping straight in. If you’re considering refinancing, read our list of do’s and don’ts first.